Student Loan Consolidation Application

What you'll need to start your application:

• 

  You’ll need some personal information:

  • Your permanent name, address, phone number and email
  • Your social security number
  • A Government-Issued Photo ID, such as a Driver's License or a Passport.
  • The name of your alma mater
  • The approximate amount of your current student loan debt
• 

  You’ll need a cosigner if you do not have all of the following:

  • Current employment
  • A job that pays at least $48,000 annually*

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  To apply with a cosigner, you'll need:

  • Current employment
  • A job that pays at least $48,000 annually*

  (Even if you meet the guidelines above, a creditworthy cosigner can increase your chances of getting approved and will often lead to lower rates!)

  *Other income requirements may be necessary based on the requested loan amount.

After your initial application is conditionally approved:

• 

  You’ll need to provide some documents for further loan review:

  • A Government-Issued Photo ID, such as a Driver's License or a Passport.
  • Proof of graduation
  • Proof of income, like recent pay stubs